Legal Notice & Terms of Use

Ownership of Website and Agreement to Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to the G.T.I. Broker Group Inc. website operating as GoToInsure.ca located at www.gotoinsure.ca, and all its subsidiaries and affiliated brokers.

PLEASE READ THESE TERMS CAREFULLY AS USE OF THIS WEBSITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS.

The content of this website is protected by the copyright laws of Canada. Reproduction or republishing in any form without the express written permission of G.T.I. Broker Group Inc. is strictly prohibited.

Certain words, phrases, logos, & graphic designs on this website may constitute trademarks of G.T.I. Broker Group Inc. Any unauthorized duplication, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed in any way or modifying of the contents of this website may be in violation of trademark, copyright, and federal laws. Insurance company words, phrases, logos, & graphic designs are the property of the respective insurers.

GoToInsure.ca's content is intended to provide general insurance related information to further educate the consumer about insurance in New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland & Labrador. The information on this website is not intended to provide specific insurance advice for any individual circumstance and should not be relied upon for such advice. Persons seeking insurance advice should contact us so that all the unique and individual circumstances can be taken into account.

G.T.I. Broker Group Inc. reserves the right, at its sole discretion, to modify, change, add or remove portions of these Terms of Use, at any time. It is your obligation to check these Terms of Use occasionally for changes. Your continued use of the website following the changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, G.T.I. Broker Group Inc. allows you a personal, non-exclusive, non-transferable, limited privilege to enter and use the website.

Your Use of the website

You may not try to obtain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website or to any G.T.I. Broker Group Inc. server, or to any of the services offered on or through the website, by any illegitimate means.

You may not investigate, scan or test the vulnerability of the website or any network connected to the website, nor breach the security or authentication measures on the website or any network connected to the website.

You may not use the website or any content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of G.T.I. Broker Group Inc. or others.

Security

This website may contain links to other self-governing third-party Websites named as “linked websites”. These linked websites are provided exclusively as a convenience to our visitors. Such linked websites are not under G.T.I. Broker Group Inc.’s control, and G.T.I. Broker Group Inc. is not responsible for and does not endorse the content of such linked websites, including any information or materials contained on these linked websites. You will need to use your own judgment regarding your communication with these linked websites.

Disclaimers

G.T.I. Broker Group Inc. does not promise that the website or any content, service or feature of the website will be error-free or uninterrupted, or that any defects will be corrected, or that your use of the website will provide specific results. The website and its content are delivered on an “as-is” and “as-available” basis. All information provided on the website is subject to change without notice. G.T.I. Broker Group Inc. cannot ensure that any files or data you download from the website will be free of viruses or contamination or damaging features. G.T.I. Broker Group Inc. disclaims all warranties, implied or express, including any warranties of accuracy, non-infringement and suitability for a particular purpose. G.T.I. Broker Group Inc. disclaims any and all liability for the acts, omissions and conducts of any third parties in connection with your use of the website and/or any G.T.I. Broker Group Inc. services. You assume total responsibility for your use of the website and any linked websites. Your sole remedy against G.T.I. Broker Group Inc. for dissatisfaction with the website or any content is to stop using the website. This limitation of relief is a part of the agreement between the parties.

G.T.I. Broker Group Inc. is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, corrupted or delayed computer transmissions. Under no circumstances will G.T.I. Broker Group Inc. be liable for any damages that result from the use of the materials on this website.

G.T.I. Broker Group Inc. reserves the right to do any of the following, for any reason, at any time, without notice; to suspend; modify or terminate operation of or access to the website, to modify or change the website, and any applicable policies or terms; and to interrupt the operation of the website, as necessary to perform maintenance, error correction, or other changes.

G.T.I. Broker Group Inc. may make changes to any products or services offered on the website, at any time, without notice. The materials on the website with respect to products and services may be out of date, and G.T.I. Broker Group Inc. makes no commitment to update the materials on the website to such products and services.

The benefits and services provided through this website are subject to the terms, conditions and limitations of the applicable agreement(s) governing them.

The information contained in this website is subject to change without notice.

G.T.I. Broker Group Inc., Head Office based in New Brunswick

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Updated by G.T.I. Broker Group Inc. Team on January 8, 2015